Money Spending and Financial Choices

B2 · 100 entries · Five themes

Money Spending and Financial Choices

Created by , British English teacher.

Open a theme, then select a word or phrase for its meaning, example and pronunciation.

1. Personal financial priorities (20 entries)
  1. financial priority
  2. live within your means
  3. variable expense
  4. make ends meet
  5. emergency fund
  6. fixed cost
  7. savings
  8. rainy day
  9. keep pace with prices
  10. attract capital
  11. access to services
  12. itemised bill
  13. public borrowing
  14. tax relief
  15. standing order
  16. direct debit
  17. cover charge
  18. central bank
  19. laundry
  20. budget
Listen to these 20
2. Borrowing vocabulary (20 entries)
  1. loan
  2. repayment
  3. take out a loan
  4. instalment
  5. debt
  6. loan term
  7. outstanding balance
  8. interest rate
  9. fall behind on payments
  10. credit limit
  11. interest payment
  12. meet repayments
  13. restructure debt
  14. borrowing cost
  15. debtor
  16. creditor
  17. interest-rate cut
  18. overdraft
  19. supervise lending
  20. credit union
Listen to these 20
3. Risk and affordability (20 entries)
  1. weigh the risks
  2. financial risk
  3. manageable
  4. fixed income
  5. safety margin
  6. unaffordable
  7. anticipate changes
  8. cash flow
  9. stretch a budget
  10. income loss
  11. monthly commitment
  12. factor in fees
  13. cover the cost
  14. spread the cost
  15. perceived risk
  16. reassure investors
  17. market confidence
  18. overpriced
  19. market expectations
  20. credit rating
Listen to these 20
4. Comparing financial products (20 entries)
  1. read the small print
  2. annual fee
  3. introductory offer
  4. check the terms
  5. calculate interest
  6. interest-free period
  7. fixed rate
  8. variable rate
  9. debit card
  10. mortgage
  11. switch providers
  12. withdrawal limit
  13. penalty charge
  14. opening balance
  15. closing balance
  16. accept deposits
  17. investment bank
  18. commercial bank
  19. payment system
  20. asset value
Listen to these 20
5. Financial consequences (20 entries)
  1. remain in debt
  2. financial security
  3. credit history
  4. overdue payment
  5. repay in full
  6. debt burden
  7. interest charges
  8. recover financially
  9. avoid a penalty
  10. negotiate terms
  11. late fee
  12. bad loan
  13. rescue a bank
  14. banking crisis
  15. emergency funding
  16. restrict lending
  17. deposit protection
  18. duplicate payment
  19. balance sheet
  20. banking supervision
Listen to these 20
Listen to all 100